You should never use Roadside Assistance is correct?

"....Never Get Roadside Assistance From Your Insurer."

One place that you are likely to hear about roadside assistance plans is your auto insurance company. Lots of major insurers offer the service and advertise low rates to add protection to your policy. But there’s typically a major drawback. Clark warns:

    “A number of auto insurers will offer you very, very low-cost roadside assistance in competition with AAA and other third parties. And they do it as a trick, because many of the insurers will treat towing as an at-fault claim.”

An at-fault claim can cause your insurance premiums to go up. Why?...
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