Do you know what is greenwashing?

"How to spot greenwashing and buy actual green products."

 Is water in a box really better for the environment? What about sneakers labeled eco-friendly? How about green-accented soap bottles with plant visuals?

These words and images may look environmentally friendly, but they could also stem from a marketing strategy known as greenwashing. The practice occurs when companies sell the idea of “green” products while accomplishing little or nothing for the environment.

There is a growing market for products that minimize damage to the environment, according to Todd Larsen, executive codirector for consumer and corporate engagement at Green America, a nonprofit that certifies environmentally...
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Ever heard of Zombie Debt?

" Some debts aren’t worth paying back. Ever heard of ‘zombie debt’? "

 You have a responsibility to repay the money you borrow.
However, sometimes life interrupts — you unexpectedly get laid off or a medical crisis limits your ability to earn a living.
This disruption to your income makes it impossible to keep up with your debt payments. 

 Then the collection calls start. The chase for payments may start cordially, but eventually the threat of legal action accelerates. Here’s why.

Debt collectors have a limited number of years in which they can sue for repayment. After the time runs out, certain unpaid...
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Is it true that Personalized Pricing has spread across many industries?

"Personalized pricing has spread across many industries. Here’s how consumers can avoid it."

Recently, Delta Air Lines announced it would expand its use of artificial intelligence to provide individualized prices to customers. This move sparked concern among flyers and politicians. But Delta isn’t the only business interested in using AI this way. Personalized pricing has already spread across a range of industries, from finance to online gaming.

Customized pricing – where each customer receives a different price for the same product – is a holy grail for businesses because it boosts profits. With customized pricing, free-spending people pay more while the price-sensitive...
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Have you ever heard of Revenge Savings?

 " ‘Revenge savings’ can boost your bottom line, experts say — here’s how to get started. "

So-called revenge savings marks a shift from splurging to saving more money. 
    Some consumers are saving more based on their feelings and concerns about the economy.
    But creating an intentional savings plan is key to success, financial advisors say.

Americans are saving more money — and for some, the change in habit comes down to how they feel about the economy.

More than 4 out of 10 Americans, or 44%, say they’ve engaged in so-called vibe-based budgeting, according to a new survey...
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Do you know about the best Tools for Credit Debt?

"Got credit card debt? The best tool for paying it off might surprise you."
Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. 

It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest interest rates in the lending industry. They also offer some of the lowest rates in the business – as in, no interest at all. 

The 0% APR credit card can be a powerful tool for paying down debt. It allows a consumer to make purchases, balance transfers, or both, and pay no...
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