Ever heard of Zombie Debt?

" Some debts aren’t worth paying back. Ever heard of ‘zombie debt’? "

 You have a responsibility to repay the money you borrow.
However, sometimes life interrupts — you unexpectedly get laid off or a medical crisis limits your ability to earn a living.
This disruption to your income makes it impossible to keep up with your debt payments. 

 Then the collection calls start. The chase for payments may start cordially, but eventually the threat of legal action accelerates. Here’s why.

Debt collectors have a limited number of years in which they can sue for repayment. After the time runs out, certain unpaid...
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Is it true that Personalized Pricing has spread across many industries?

"Personalized pricing has spread across many industries. Here’s how consumers can avoid it."

Recently, Delta Air Lines announced it would expand its use of artificial intelligence to provide individualized prices to customers. This move sparked concern among flyers and politicians. But Delta isn’t the only business interested in using AI this way. Personalized pricing has already spread across a range of industries, from finance to online gaming.

Customized pricing – where each customer receives a different price for the same product – is a holy grail for businesses because it boosts profits. With customized pricing, free-spending people pay more while the price-sensitive...
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Have you ever heard of Revenge Savings?

 " ‘Revenge savings’ can boost your bottom line, experts say — here’s how to get started. "

So-called revenge savings marks a shift from splurging to saving more money. 
    Some consumers are saving more based on their feelings and concerns about the economy.
    But creating an intentional savings plan is key to success, financial advisors say.

Americans are saving more money — and for some, the change in habit comes down to how they feel about the economy.

More than 4 out of 10 Americans, or 44%, say they’ve engaged in so-called vibe-based budgeting, according to a new survey...
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Do you know how to save when renting a Car?

"How to Save When Renting a Car."
Here’s what to know before you book your next trip.

Rental car prices are up about 35 percent since before the pandemic, according to NerdWallet, making the cost a significant expense, especially if you overpay for the daily rate and add-ons.

Rental companies almost always push expensive insurance coverage (sometimes more than $30 a day). Most of us probably don’t need it, though. The Insurance Information Institute says personal auto policies usually include liability, collision, and comprehensive coverage on rental cars in the U.S. (But don’t assume: Always verify the coverage because credit card benefits...
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Ever heard of Saving the World One Child at a Time?

"Saving the World One Child at a Time" by Dawn Beebe.
There is an often-told story about a little boy playing on the beach when hundreds of starfish wash up on shore. The little boy starts tossing them back in the water one by one. A man notices and comments to the boy that there is no way he can save them all. What difference did he think he could make when there were so many to save? The boy thought about it for a moment, and as he picked up another starfish and tossed it back into the water,...
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