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polaspalguest asked on 2025-05-18 08:18:47

Do you know what is new about buy now and pay later?

" What’s new with buy now, pay later? A lot "

My favorite saying about credit cards pertains to buy now, pay later as well. And it goes like this: These payment methods are like power tools. They’re really useful or really dangerous depending on how you use them.

We see evidence of that in Bankrate’s 2025 Buy Now, Pay Later Survey, with about half (49 percent) of buy now, pay later (BNPL) users reporting at least one problem using these services. Some 24 percent say they have overspent using BNPL, 16 percent missed a payment, 15 percent regretted a purchase and...
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thepolaspromoter asked on 2024-12-20 21:14:06

Is Buy Now, Pay Later Often a Debt Trap?

"Buy Now, Pay Later Often a Debt Trap" by Herb Weisbaum.

Despite stretched household budgets and concerns about the economy, American shoppers are expected to spend more—and take on more debt—this holiday season. Consumer spending on gifts, food, decorations, and other seasonal items is expected to hit a record of $902 per person, $25 more than last year, according to the National Retail Federation’s annual survey.

The number of shoppers using buy now, pay later (BNPL) financing continues to grow. Adobe predicts BNPL will hit a record $9.5 billion during the month of November and it forecasts that Cyber Monday 2024 will...
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