Do you know about the best Tools for Credit Debt?

"Got credit card debt? The best tool for paying it off might surprise you."
Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. 

It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest interest rates in the lending industry. They also offer some of the lowest rates in the business – as in, no interest at all. 

The 0% APR credit card can be a powerful tool for paying down debt. It allows a consumer to make purchases, balance transfers, or both, and pay no...
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Do you know how to save when renting a Car?

"How to Save When Renting a Car."
Here’s what to know before you book your next trip.

Rental car prices are up about 35 percent since before the pandemic, according to NerdWallet, making the cost a significant expense, especially if you overpay for the daily rate and add-ons.

Rental companies almost always push expensive insurance coverage (sometimes more than $30 a day). Most of us probably don’t need it, though. The Insurance Information Institute says personal auto policies usually include liability, collision, and comprehensive coverage on rental cars in the U.S. (But don’t assume: Always verify the coverage because credit card benefits...
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Have you ever heard about process-based praise?

"Praise and intelligence: The argument for process-based praise."

If we tell kids they’re smart and capable, won’t that inspire them to strive and learn? Studies suggest otherwise. If kids sense that we’re exaggerating or insincere, our efforts will backfire. And if we make them feel they have a reputation to defend, they may end up shrinking from challenges — holding back because they don’t want to risk failure and the loss of that reputation.

Can we avoid these pitfalls by focusing on “process-based” praise? It’s likely the better approach, but even here we need to be sensitive to the context and the...
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Can Coffee influence our Aging?

" How might your daily coffee influence aging? "

    Coffee has many potential health benefits, and research into its potential benefits is ongoing.
    Experts are interested in how coffee may impact women, specifically.
    Results from a recent study shared at the Nutrition 2025 conference indicated that drinking coffee may increase women’s chances of not having major chronic diseases and physical or mental limitations as they get older. 

Coffee may offer several health benefits, including minimizing the risk of liver problems and diabetes. Experts are interested in exploring coffee’s potential benefits and how it might influence specific...
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Ever heard of Saving the World One Child at a Time?

"Saving the World One Child at a Time" by Dawn Beebe.
There is an often-told story about a little boy playing on the beach when hundreds of starfish wash up on shore. The little boy starts tossing them back in the water one by one. A man notices and comments to the boy that there is no way he can save them all. What difference did he think he could make when there were so many to save? The boy thought about it for a moment, and as he picked up another starfish and tossed it back into the water,...
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