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polaspalguest asked on 2025-10-20 11:07:40

Did you know your TV knows and shares information about you?

"How to Turn Off Smart TV Snooping Features."
All smart TVs—from LG, Samsung, TCL, and other brands—collect personal data. Here's how to use privacy settings to limit surveillance.

You may not be aware of it, but your TV knows—and shares—a lot of information about you.

Nearly all new sets are smart TVs, which connect to the internet, making it easy to stream videos from services such as Hulu and Netflix. The streaming apps on your TV may collect data on you, even if you don’t ever sign in. And your smart TV will also collect information for its manufacturer, possibly including your...
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polaspalguest asked on 2025-09-25 17:43:28

Do you know about the Frugal Habits that work?

"I Have Saved So Much Money Doing This": 27 Frugal Habits That People Stick To Because They Actually Really Work.

Saving money these days is no easy task, so I'm always on the lookout for practical habits to try. Recently, frugal people on Reddit shared their most "underrated" money-saving habits, and it gave me a lot of food for thought. Here's what they had to say:

1. "I multiply supposedly 'low monthly costs' by 12. The yearly cost is often a wake-up call that I don’t need something."

2. "Our prepaid cellphone plan saves us $100 a month from what we were paying." Click here to read more.

polaspalguest asked on 2025-08-24 23:04:13

Do you know what is greenwashing?

"How to spot greenwashing and buy actual green products."

 Is water in a box really better for the environment? What about sneakers labeled eco-friendly? How about green-accented soap bottles with plant visuals?

These words and images may look environmentally friendly, but they could also stem from a marketing strategy known as greenwashing. The practice occurs when companies sell the idea of “green” products while accomplishing little or nothing for the environment.

There is a growing market for products that minimize damage to the environment, according to Todd Larsen, executive codirector for consumer and corporate engagement at Green America, a nonprofit that certifies environmentally...
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polaspalguest asked on 2025-08-19 14:35:21

Ever heard of Zombie Debt?

" Some debts aren’t worth paying back. Ever heard of ‘zombie debt’? "

 You have a responsibility to repay the money you borrow.
However, sometimes life interrupts — you unexpectedly get laid off or a medical crisis limits your ability to earn a living.
This disruption to your income makes it impossible to keep up with your debt payments. 

 Then the collection calls start. The chase for payments may start cordially, but eventually the threat of legal action accelerates. Here’s why.

Debt collectors have a limited number of years in which they can sue for repayment. After the time runs out, certain unpaid...
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polaspalguest asked on 2025-08-17 06:45:40

Is it true that Personalized Pricing has spread across many industries?

"Personalized pricing has spread across many industries. Here’s how consumers can avoid it."

Recently, Delta Air Lines announced it would expand its use of artificial intelligence to provide individualized prices to customers. This move sparked concern among flyers and politicians. But Delta isn’t the only business interested in using AI this way. Personalized pricing has already spread across a range of industries, from finance to online gaming.

Customized pricing – where each customer receives a different price for the same product – is a holy grail for businesses because it boosts profits. With customized pricing, free-spending people pay more while the price-sensitive...
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